Government Hajj Scheme 2026 Regarding 2nd Installment

Critical Information for Hajj 2026 Second Installment Payment

The Ministry of Religious Affairs (MoRA) has officially announced crucial details regarding the second installment for Hajj 2026 under the Government Hajj Scheme. All selected pilgrims must pay attention to the deadline and payment requirements to secure their participation in this sacred pilgrimage. The second installment payment represents a vital milestone for Hajj 2026 applicants, and failure to meet the deadline will result in automatic cancellation of your Hajj application.

This comprehensive guide provides complete information about the Hajj 2026 second installment, including payment schedules, approved banks, accommodation options, and essential tips for pilgrims participating in the Government Hajj Scheme 2026.

Hajj 2026 Second Installment Payment Deadline

Official Payment Window for Second Installment

The Ministry of Religious Affairs has established the payment window for the Hajj 2026 second installment from November 3 to November 15, 2025. All pilgrims selected under the Government Hajj Scheme must deposit their second installment within this specific timeframe. The deadline is firm, and the Ministry has emphasized that no extensions will be granted for second installment payments.

Key Deadline Points:

Second installment payment starts: November 3, 2025
Final deadline for second installment: November 15, 2025
Total payment window: 13 days for completing your second installment
Late payments will NOT be accepted after the deadline

Consequences of Missing the Second Installment Deadline

Pilgrims who fail to submit their second installment payment by the deadline will face automatic cancellation of their Hajj 2026 application. The Ministry of Religious Affairs will process refunds for the first installment, but applicants will lose their reserved spot for Hajj 2026.

What happens if you miss the deadline:

Automatic cancellation of your Hajj 2026 application
Refund of first installment to your bank account
Loss of opportunity to perform Hajj in 2026 under the Government Hajj Scheme
No possibility for deadline extension or late payment acceptance

Second Installment Payment Amount and Details

How Much is the Hajj 2026 Second Installment?

The second installment amount for Hajj 2026 is Rs. 650,000 per applicant. This payment must be made through any of the 14 designated banks approved by the Ministry of Religious Affairs. Payments made through unapproved channels will not be accepted and may cause application delays or rejection.

Second Installment Payment Breakdown:

Payment Component	Amount (PKR)
Second Installment Base Amount	Rs. 650,000
Double-Bed Family Room (Additional)	Rs. 200,000 per person
Triple-Bed Family Room (Additional)	Rs. 67,000 per person

Total Cost Structure for Government Hajj Scheme 2026

The Government Hajj Scheme 2026 operates on a two-installment payment system:

First Installment (already paid):
- Long Package: Rs. 500,000
- Short Package: Rs. 550,000
Second Installment: Rs. 650,000 (for all applicants)
Total estimated cost: Rs. 1,150,000 to Rs. 1,250,000

Designated Banks for Second Installment Payment

List of Approved Banks for Hajj 2026 Payments

Payments for the second installment must be made through any of the 14 designated banks approved by the Ministry of Religious Affairs. Only payments through these approved banks will be accepted for Hajj 2026.

Important Banking Information:

Total number of designated banks: 14 approved institutions
Payment verification: Always obtain an official receipt
Banking hours: Check with your bank for specific timings during the payment window
Payment confirmation: Keep original receipts for your records

Why use designated banks only:

Ensures payment reaches Ministry accounts correctly
Provides proper payment tracking and confirmation
Protects your second installment from processing errors
Guarantees acceptance of your Hajj 2026 payment

Step-by-Step Payment Process for Second Installment

How to Pay Your Hajj 2026 Second Installment

Follow this comprehensive process to complete your second installment payment successfully:

Step 1: Preparation Before Payment

Verify your Hajj application number
Keep your original CNIC ready
Check the list of designated banks
Calculate any additional accommodation costs

Step 2: Visit the Bank

Go to any of the 14 designated banks during the payment window
Bring your CNIC and Hajj application number
Inform the bank staff about Hajj 2026 second installment payment
Provide accurate information for transaction processing

Step 3: Complete the Payment

Deposit Rs. 650,000 as the second installment
Add any additional accommodation charges if applicable
Verify the transaction details before finalizing
Ensure all information matches your application

Step 4: Payment Confirmation

Receive an official payment receipt from the bank
Verify the receipt shows the correct amount and details
Keep the original receipt in a safe place
Note down transaction reference numbers

Step 5: Update Accommodation Preferences

Inform the bank about your accommodation choice
Make changes only during the second installment payment
Confirm additional charges for upgraded rooms
No modifications allowed after payment completion

Accommodation Options for Hajj 2026 Pilgrims

Room Categories and Additional Costs

The Ministry offers flexible accommodation options to match pilgrims' comfort and budget needs. Applicants can choose or modify their room type ONLY at the time of second installment payment.

Available Accommodation Packages:

1. Standard Accommodation

Included in the base second installment amount
Shared rooms with multiple pilgrims
All basic amenities are provided
No additional charges

2. Double-Bed Family Rooms

Additional cost: Rs. 200,000 per person
Suitable for couples or small families
Enhanced privacy and comfort
Limited availability

3. Triple-Bed Family Rooms

Additional cost: Rs. 67,000 per person
Ideal for families with children
More economical than the double-bed option
Shared among three pilgrims

Important Accommodation Guidelines

Critical Points About Accommodation Selection:

One-time choice: Select accommodation during the second installment payment only
No changes after payment: Modifications not allowed once payment is processed
Additional costs: Pay extra charges along with the second installment
Availability basis: Premium rooms are subject to availability
Family grouping: Ensure family members select the same accommodation type

Hajj 2026 Government Scheme Overview

Understanding the Government Hajj Scheme 2026

Pakistan has a Hajj quota of 179,210 pilgrims for 2026, with 119,210 seats allocated for the government scheme and 60,000 for private tour operators. The Government Hajj Scheme 2026 provides a structured, affordable pathway for Pakistani pilgrims to perform the sacred pilgrimage.

Government Hajj Scheme 2026 Key Features:

Package Options:

Long-duration Hajj (38-42 days): Comprehensive pilgrimage experience
Short-duration Hajj (20-25 days): Condensed pilgrimage schedule

Payment Structure:

Two-installment system reduces financial pressure
First installment during application submission
Second installment before the deadline in November 2025

Services Included:

Round-trip air travel arrangements
Accommodation in Saudi Arabia
Ground transportation in Mecca and Medina
Group coordination and guidance
Medical support and emergency services

Ministry Improvements for 2026:

Air-conditioned tents in Mina
Folding mattresses for comfort
Chipboard partitions for privacy
Hajj Nazim Scheme for group guidance (150 pilgrims per group)
Large trolley bags and hand-carry bags for all pilgrims
Saudi mobile SIM with 300-600 call minutes and internet data

Essential Tips for Second Installment Payment

Ensuring Smooth Payment Processing

Best Practices for Hajj 2026 Second Installment:

Timing Recommendations:

Pay early: Don't wait until the last day of the deadline
Avoid rush hours: Visit banks during off-peak times
Plan ahead: Make payment 2-3 days before the deadline
Account for delays: Consider potential bank system issues

Documentation Checklist:

✓ Original CNIC (National Identity Card)
✓ Hajj application number and confirmation
✓ First installment receipt (for reference)
✓ Payment amount ready (exact or higher)
✓ Accommodation preference decision made

Verification Steps:

Verify bank details before visiting
Confirm payment amount calculations
Double-check accommodation additional costs
Review application status before payment
Verify receipt details immediately after payment

Safety and Security:

Keep all receipts and confirmations safe
Store payment proof in multiple locations (photocopy + digital scan)
Note transaction reference numbers separately
Maintain communication with Ministry helplines if needed

Frequently Asked Questions About Second Installment

Common Questions from Hajj 2026 Pilgrims

Q1: What is the exact deadline for the second installment payment? A: The second installment must be paid between November 3 and November 15, 2025. This is the official deadline announced by the Ministry of Religious Affairs.

Q2: Can I pay the second installment through any bank? A: No. Payments must be made through the 14 designated banks approved by the Ministry of Religious Affairs. Payments through other banks will not be accepted.

Q3: What happens if I miss the payment deadline? A: Missing the deadline results in automatic cancellation of your Hajj 2026 application, with refund of the first installment only.

Q4: Can I change my accommodation after paying the second installment? A: No modifications to accommodation selection are allowed once the second installment payment has been made. Choose carefully during payment.

Q5: How much is the total cost including the second installment? A: Total Hajj 2026 cost ranges from Rs. 1,150,000 to Rs. 1,250,000, including both first installment and second installment, plus any accommodation upgrades.

Q6: Will I receive confirmation after second installment payment? A: Yes, notifications will be sent through the official mobile application 'Pak Hajj' after successful second installment payment.

Q7: Can overseas Pakistanis pay the second installment? A: Yes, overseas Pakistanis can make payments through designated relatives or directly through designated banks using proper documentation.

Contact Information and Support

Ministry of Religious Affairs Helplines

For any queries or assistance regarding your Hajj 2026 second installment payment, pilgrims can contact:

Official Ministry Channels:

Ministry of Religious Affairs official website
Pak Hajj mobile application (for updates and notifications)
Ministry helpline numbers (check official website)
Designated bank customer service centers

When to Contact Ministry:

Clarification about payment procedures
Application status verification
Accommodation selection queries
Deadline and schedule confirmations
Payment receipt verification issues

Final Reminders for Hajj 2026 Pilgrims

Critical Action Items Before Deadline

Immediate Actions Required:

Mark your calendar: November 3-15, 2025, payment window
Calculate total cost: Rs. 650,000 + any accommodation extras
Choose accommodation: Decide before visiting the bank
Gather documents: CNIC, application number, first installment receipt
Visit the designated bank: During the payment window only

Don't Forget:

The second installment deadline is firm and non-negotiable
Use only designated banks for payment
Keep all payment receipts and confirmations
Update accommodation preferences during payment only
Contact the Ministry helplines for any concerns

Success Tips for Hajj 2026:

Pay early to avoid the last-minute rush
Verify bank details and working hours
Double-check the payment amount before the transaction
Store receipts safely in multiple places
Stay informed through official Ministry channels

Conclusion

The Hajj 2026 second installment payment represents a crucial step for all pilgrims participating in the Government Hajj Scheme. By depositing Rs. 650,000 between November 3-15, 2025, through approved banks, you can confirm your place and avoid any risk of cancellation.

Takeaways:

Deadline: November 3-15, 2025, for the second installment
Amount: Rs. 650,000 per applicant
Banks: Use only 14 designated banks
Accommodation: Choose during payment only
Consequences: Missing the deadline means application cancellation

Start early, verify your details, and keep every receipt safe. Timely payment of your second installment ensures a peaceful, organized, and spiritually fulfilling Hajj journey in 2026 under the Government Hajj Scheme. May your pilgrimage be blessed and accepted.

Remember: The Ministry of Religious Affairs is committed to serving the guests of Allah with sincerity and efficiency. Complete your second installment payment on time to secure your blessed journey for Hajj 2026.

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